HOUSING LOANS
- For individuals who meet the conditions as assessed by the IRB RS
- Purchase of residential units,
- Construction of residential units,
- Reconstruction of residential units,
- Extension of residential units (The total area of the existing residential unit must not exceed 50 m² for the applicant, increased by 20 m² for each additional member of the household).
- From 10,000 KM to 170,000.00 KM
- Up to 300 months
- Interest rate of 2.69%
- Collateral instruments depending on the loan amount and creditworthiness and according to the applicable conditions of the IRB RS
Download the necessary documentation here
For more detailed information, visit the official website of the Investment and Development Bank of the Republic of Srpska www.irbrs.org or contact us at your nearest branch of Naša Banka.
MICROBUSINESS IN AGRICULTURE
- The holder of an agricultural holding (or a family member living in the same household) that is registered in the Register of Agricultural Holdings at APIF,
- The holder of an agricultural holding (or family members living in the same household) that is registered in the Register of Agricultural Holdings in the territory of the Brčko District and
- Cluster members
- From 5000-500,000 KM
- Up to 120 months with the possibility of using a grace period of up to 36 months
- Collateral instruments depending on the loan amount and creditworthiness and according to the applicable conditions of the IRB RS
For more detailed information, visit the official website of the Investment and Development Bank of the Republic of Srpska www.irbrs.org or contact your nearest branch of Naša Banka.